Depending on your tariff and personal circumstances, you can pay your energy bill in a variety of ways.  Your options are usually listed on the back of your energy bill.

Here's a quick introduction to finance and how you can make changes to save money.

For more information please look at the following pages:

Financial Assistance for Heating

Warm Home Discount: a £140 discount should be given to you automatically if you receive the Guarantee Credit element of the Pension Credit by your energy supplier, though a few smaller suppliers aren’t in this scheme and if you switch you may get lost in the system. 

Some energy suppliers also give the discount to other people in need but the rules vary from one supplier to the next. It's worth asking your supplier if you need this extra help because, for example, you are on benefits, old or disabled. Find out more about the Warm Home Discount

Winter Fuel Payment: A payment of between £100 and £300 tax-free to help pay your heating bills. At the time of writing (January 2015) you should receive the Winter Fuel Payment automatically if you were born on or before 5 July 1952, get the State Pension or receive another social security benefit (not Housing Benefit, Council Tax Reduction, Child Benefit or Universal Credit). The qualifying date changes each year. 

Cold Weather Payment: A payment of £25 for each 7 day period of very cold weather between 1 November and 31 March. Payments are made when your local temperature is either recorded as, or forecast to be, an average of zero degrees Celsius or below over 7 consecutive days. You may get Cold Weather Payments if you’re getting Pension Credit, Income Support, Income-based Jobseeker’s Allowance, Income-related Employment and Support Allowance or Universal Credit

The British Gas Website has more information about heating your home if you're on benefits.

Energy Company Obligation (ECO)

This is a grant scheme funded by the large energy companies who have a legal obligation to help those in greatest financial need to save energy. The ECO scheme is split into a number of smaller schemes focusing on different groups of energy consumers – those on lower incomes who cannot afford basic energy-saving improvements, and anyone in "hard to treat" homes (for example those with sold walls) for which improvements may otherwise be too expensive to afford.

At the time of writing (January 2015), British Gas is the sole energy company choosing to fulfil its obligations by providing fully-funded cavity wall and loft insulation. This offer is available to everyone, not just British Gas customers. For more information visit the British Gas website

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